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Founded 2021

Smarter, more personal international finance.

Founded in 2021 to challenge the poor service and hidden fees of traditional banking, BLK.FX brings high-end financial support back into international money management.

Our story

Built to fix what we saw broken.

BLK.FX was built to fix what we saw broken in the industry, poor service from banks, and soulless tech from fintechs. We wanted to give clients something better: global capability, personal support, and pricing that made sense.

Ben Kohler, Founder and CEO

About the founder

Meet Ben, the Founder of BLK.FX

Ben Kohler, Founder & CEO

Built for people who move money internationally, and don't want the runaround.

Why I started BLK.FX. After 10+ years in FX and finance, I kept seeing the same problem: high fees, unclear exchange rates, and support that disappears when it matters most. BLK.FX was created to make international payments clearer, faster and easier for everyone, from first-time senders to experienced finance teams.

The Mission. To combine the best financial technology with direct access when something is time-sensitive, so clients can hold, receive, convert and send money globally, simply.

A 24/7 direct line when something is time-sensitive

Practical guidance to reduce “currency surprises”

A setup designed to remove friction from global payments

A service that stays human, even when the numbers are big

Behind Ben is a dedicated customer service team available 24/7, including weekends, by phone, email and WhatsApp.

30+

Clients across countries

35+

Currencies

800m+

Executed FX volume

10,000+

International payments completed

4.7/5

Trustpilot · Excellent

How we work

Service

24/7 dedicated support

Every client, every day. Reach our customer service team by phone, email or WhatsApp whenever a payment or decision needs attention.

Structures

All structures, all sectors

From SPVs, trusts and funds to public companies, venture capital firms and individuals, we support every type of client and entity.

Judgement

Timing, not just execution

A view on the currencies you are exposed to, and a conversation about when to convert. That conversation costs nothing.

Regulation

Regulated partners only

Execution through regulated partners across the UK, the EEA and the US, with the compliance work done properly rather than quickly.

We only earn a margin, also called the spread, when you convert currency. Everything else, from opening accounts and sending payments to strategy and 24/7 support, costs you nothing.

CFOsFoundersSPVsTrustsFundsPrivate EquityEcommercePrivate ClientsPropertyFinance DirectorsOwner-ManagersVenture CapitalProfessional ServicesScaling BusinessesInternational PropertyArtists & AgentsAthletes
AthletesArtists & AgentsInternational PropertyScaling BusinessesProfessional ServicesVenture CapitalOwner-ManagersFinance DirectorsPropertyPrivate ClientsEcommercePrivate EquityFundsTrustsSPVsFoundersCFOs

How it works

Three steps, and you are trading.

01

A call, not a form

Thirty minutes with our team on what you buy, what you sell and when. You leave with a view on your exposure whether you go ahead or not. Try before you wire.

02

Accounts opened

Multi-currency accounts in your own name, via fast, secure online onboarding, with the compliance work handled properly rather than quickly.

03

Trade, with someone on the end of it

Convert, send and hedge with a named specialist and 24/7 dedicated customer service by phone, email and WhatsApp.

Regulated
BLK
.
FX works only with regulated execution partners across the UK, the EEA and the US.

Built on the best infrastructure

We aren't a one-size-fits-all provider.

We don't rely on a single platform. We're your currency and payments concierge.

Our network

Tier 1 FinTech platforms

Electronic Money Institutions (EMIs)

Liquidity providers and FX brokers

Global payment gateways and acquirers

Which means

Fast, secure settlements

Regulatory confidence

Freedom to scale

Tailored infrastructure based on your needs

Client reviews

Service you can put a name to.

Read what clients say about working with BLK.FX.

4.7/5

Trustpilot

Verified on Trustpilot · 01

“Game changer for me, absolutely love the set up and the service, speed is just stunning and top drawer”

Verified on Trustpilot · 02

“I received amazing service from BLK.FX. My exchange rates were far better than my bank and my payment was received in Spain within 15 minutes.”

Verified on Trustpilot · 03

“Blk offers exceptional service and bests all other FX rates I have access to. Great service and support.”

Verified on Trustpilot · 04

“Ben is fantastic and very personable. His weekly updates via email keep me informed and up-to-date”

Verified on Trustpilot · 05

“A breath of fresh air to the banking world, a disruptor of the best kind. Love the service, speed, efficiency and rates”

Verified on Trustpilot · 06

“Extremely clear and professional advice. Very efficient if I needed anything done.”

Verified on Trustpilot · 07

“Ben is really good at getting on top of problems and saved me a lot of unnecessary fees in my first payments overseas to the US.”

Verified on Trustpilot · 08

“I use the currency accounts provided by BLK.FX for all my international revenue and payments… better and cheaper than any high street bank or financial institution.”

Verified on Trustpilot · 09

“Been using BLK.FX for all my international payments for a while now. Excellent user interface, easy reporting, support and timely payments.”

Verified on Trustpilot · 10

“Fantastic service, really responsive in an ever changing world of currency.”

Verified on Trustpilot · 11

“Have dealt with Ben for a number of years, good guy and provides a great service. Recommended.”

Whether you're sending £10k or £10 million, we'll help you do it smarter.

Book a call with our team