Services / Personal
Private Client FX
Large personal transfers, priced and timed properly. A rate agreed before you commit, the option to fix it for a future date, and a named adviser who sends the money by the fastest route and picks up the phone 24/7.
06 / Personal
What is private client FX?
Private client FX is foreign exchange for individuals and families moving significant sums across borders. A high street bank prices a property completion the same way it prices a £200 transfer. BLK.FX treats the amount and the occasion as what they are, with a named adviser, a rate agreed before you commit, and support at any hour.
Private, global and time-sensitive
Support via WhatsApp, phone, email or app; regular payments for family, tuition, property and lifestyle; and wires sent for you once authorised.
Transfers between BLK.FX multi-currency accounts are fee-free.
Property and high-value assets
Fee-free account transfers
Regular international payments
24/7 private-style support
What you get
What does private client FX include?
Four things a bank rarely gives you on a large personal transfer. Buying abroad, relocating or moving family wealth? See how we help private clients
Rate
A rate agreed before you commit
Your adviser confirms the rate and the margin with you before anything is booked. No surprises on the statement afterwards.
Timing
Convert now, or fix it for later
Convert at today's rate, fix today's rate for a date in the future with a forward contract, or set a target rate that executes when the market reaches it.
Payments
Sent by the fastest route
Same-day settlement where the currency and payment rail allow it, otherwise one to two working days, across more than 35 currencies.
Accounts
Hold it until you need it
Keep a balance in the currency in an account in your own name, and convert when it suits you. Transfers between BLK.FX multi-currency accounts are fee-free.
How it works
How does a private client transfer work?
Three conversations, not a form.
01
Tell us the transfer
The amount, the currency and the date it needs to land: a completion, a relocation or a one-off receipt.
02
Agree the rate
A live rate and the margin behind it, before anything is booked. Fix it now or convert on the day, your call.
03
Funds move, quietly
Same-day settlement where the rail allows, sent by the adviser who arranged it, not a back office.
Common questions
Private Client FX, answered.
Is private client FX only for large transfers?
There is no fixed minimum, but the adviser conversation is most worthwhile above roughly £10,000 to £15,000, which is where a bank's margin starts to really cost you. Book a call either way.
Can you work to a property completion date?
Yes. Tell us the completion date and currency, and the transfer is planned around it, including fixing the rate in advance if certainty matters more to you than moving early.
Do I need to hold funds in another currency?
Not necessarily. You can convert and send in one step, or hold a balance if you expect to spend or receive in that currency again. Transfers between BLK.FX multi-currency accounts are fee-free.
How quickly can this happen?
A live rate takes minutes once you are set up. Settlement is same day where the currency and payment rail allow it, otherwise one to two working days, so tell us the deadline early.
Who holds and regulates the money?
BLK.FX works only with regulated execution partners across the UK, the EEA and the US. Client funds are safeguarded under those partners' e-money and payment licences.
Private Client FX
Tell us about the transfer,
we'll take it from there.
A property completion, a relocation, money arriving from abroad. Bring the amount, the currency and the date, and you will have an adviser and a rate before you need to commit.
Book a call with our team